Jim Rives worked as a Senior Director at FTI Consulting and is based in Washington DC as a Bank Regulation and Governance Practice within the Forensic and Litigation Consulting Segment. Mr. Rives is a financial services regulatory professional with more than 25 years’ experience in consumer finance, commercial banking, and financial institution supervision and remediation in the United States, Europe, Asia and Latin America. Mr. Rives focuses his practice across the compliance and credit risk areas, providing clients with assistance on a wide range of issues from a practitioner and regulatory perspective, including governance, risk management and compliance. In addition to assisting clients resolve issues with regulatory agencies, Mr. Rives performs due diligence and independently analyses bank compliance and credit administration functions. Mr. Rives has expertise in commercial and industrial, commercial real estate and consumer/retail lending, including mortgages. Prior to joining FTI, Mr. Rives was a Supervisory and Principal Examiner at the Federal Housing Financial Agency (FHFA) where he assisted in the supervision and examination of Fannie Mae, Freddie Mac and the Federal Home Loan Banks. Mr. Rives led a targeted examination of enterprise risk management at Freddie Mac in 2011 and was the Examination Manager for a team of credit examiners embedded at Fannie Mae in 2013-2014 charged with ongoing supervision of single family ($3.1 trillion) and multifamily ($200 billion) credit risk management, compliance and operational activities. He has represented numerous financial institutions, directors and officers of banks and thrifts, and affiliated parties of depository institutions in enforcement matters brought by financial institution regulators as well as in monetary claims made against such individuals and entities. He was primarily responsible for the settlement of a $50 million claim brought by the FDIC against 34 former directors of a failed New York City bank. The claim was based on violation of laws and regulations, abusive insider transactions and negligence on the part of the directors. Tom led the steering committee of lawyers in these negotiations with the FDIC. From 2006 through 2008, Mr. Rives managed a $15 million portfolio of technical assistance projects for the International Monetary Fund (IMF) designed to assist member countries identify and diagnose financial system problems and deliver advisory services for transactional or systemic reforms activities consistent with macroeconomic and other structural policies including the development and capacity building of national financial intelligence units. the Senate Subcommittee on Housing. His practice continues to be heavily involved in federal and state financial services regulatory issues. From 1998 to 2006 in a consultancy role, Mr. Rives delivered and managed financial sector regulation, compliance, restructuring, and reform projects in emerging markets spearheading training, change management and transformation activities for regulatory agencies, central banks and other public service, private and industry associations. Mr. Rives led and trained teams of examiners, bankers, due diligence and other subject matter experts in: i) the development and implementation of modern supervisory tools at central banks and national regulatory agencies (CAMELS and other rating systems, financial regulatory reporting, early warning systems, enforcement and compliance frameworks, etc.); ii) the turnaround and privatization of banks, non-bank financial institutions, and payment systems; and iii) the development of deposit insurance schemes and financial intelligence units. Mr. Rives demonstrated 'cradle to grave' proficiency in administering USAID and foreign government bilateral and multilateral grants and contracts in compliance with relevant donor regulations. Previously, Mr. Rives worked at the Office of the Comptroller of the Currency (OCC), the primary regulator of National Banks, as an examiner and policy analyst. Mr. Rives conducted numerous compliance (AML/BSA, consumer protection/fair lending and Community Reinvestment Act), safety and soundness examinations principally in problem financial institutions in the Southwest and Northeast United States. He developed extensive governance, risk management and compliance experience and expertise during his nine years as a field examiner and two years in policy development and implementation in the OCC’s national headquarters in Washington DC. Mr. Rives began his career at a consumer finance company and then at a commercial bank where he focused on retail lending, credit analysis, commercial (real estate and industrial) loan underwriting, troubled loan workout and collections. Jim received his M.B.A. from Marymount University, B.B.A. from Stephen F. Austin State University, Stonier Graduate School of Banking (No Thesis) at University of Delaware. He completed Course on Risk Management at George Washington University. He received number of certifications including Commissioned National Bank Examiner (NBE), Certified Housing Finance Examiner (HFE), International Certificate of Bank Regulation and Risk (ICBRR), Professional Affiliations Financial Executives Network Group (FENG), Global Association of Risk Professionals (GARP), Professional Risk Managers International Association (PRMIA), and Risk Management Association (RMA)